*Hover your mouse over the photos to enlarge*

 

Try these simple and easy to use spreadsheets to keep track of your budget AND actual expenditure for each financial category, for each month.

The categories included are:
- Income 1
- Income 2
- Expenses
- Housing Expenses
- Debt
- Investments
- Savings

There are also sections for your retirement fund and taxes.
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ABOUT THE SPREADSHEETS
- Instant download - start using it straight away!
- Excel file format (can also be used in Google Sheets - instructions are included in the download)
- Can be used for yourself or you're family's budgeting
- Purchase once and the spreadsheets can be re-used again and again each year
- You can change the pre-filled categories to suit your needs
- Both calendar year (January start) and financial year (June start) versions are included

These spreadsheets are a perfect, simple and easy to use tool for non-financial people :)
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SPREADSHEET FEATURES
- Formulas automatically calculate
- Tips and examples are in the spreadsheets to help guide you/recommended use (hover your mouse over cells that have a red triangle in the corner). An entire pre-filled / example Excel file is also provided in the download
- You can type over the pre-filled categories & add extra lines to customise the spreadsheets to suit your budgeting needs
- Currency can be changed from $ to pounds, Yen or any other currency you like. Instructions are included in the download
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INCLUDED SPREADSHEETS

There are 3 types of spreadsheets included:

ANNUAL SUMMARY
This spreadsheet automatically pulls your income and expenses from the monthly breakdown spreadsheets. It will automatically calculate the average by month and by quarter, for each category.

BREAKDOWN BY MONTH
- Formulas automatically total income and expenses for each category, for each month.
- You can record your budget and actual, to see which categories you tend to overspend (or under spend!)
- Record debt repayments (mortgage, credit card etc.)
- Enter investments you made each month into shares / stocks or other investment ventures
- Enter your savings goals and record the actual amounts you put towards them
- Tells you how much money you should have leftover at the end of the month (or if you have over-spent and need to dip into your savings)
- Calculate your retirement fund contributions and taxes (note: you may need to adjust the formula depending on the country you live in - instructions are included in the download)

Pie chart and bar graphs automatically update to visually represent where you are spending your money, and if you are on track to meet your financial goals for the month.

TAX DEDUCTIONS LIST
Record expenses to claim back on tax in this spreadsheet so you don't forget come the end of the financial year. There's also a column for you to keep track of when you've filed receipts for each expense to make sure you have all the necessary records for tax time. You can use the filters in this spreadsheet to see all of the transactions for each expense category.
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OTHER COLORS COMING SOON (AUGUST 2023):

- Rainbow
- Light Blue 
- Pink
- Purple
- Green
- Mint
- Dark Blue
- Red
- Orange
- Black

Contact me if you'd like one of these colors and I will move that color to the top of the list.
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WHY YOU NEED THESE SPREADSHEETS

- Make tax time a breeze - by keeping your records up to date as the year progresses, all the information's already there come tax time.

- Saves you money, by recording all of your expenses as you go, you won't forget any tax deductions you can claim come tax time

- Helps you track your income and expense goals so you can see what's working and what isn't working and make changes to accordingly

Files will be available for INSTANT DOWNLOAD after payment has cleared - please check your Etsy registered email address for the link to the download page.

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PLEASE READ
These spreadsheets were made in Excel 2013. They have been tested and also work in Excel 2010. They should also work with earlier version of Excel although I cannot guarantee this. I am not responsible if you do not have Excel 2013 or 2010/if you are using a different software program and the files do not work. There are no refunds if these files will not work with your PC/laptop, or if you do not have basic excel skills and have problems formatting and/or using the spreadsheets.

The spreadsheets are intended for using on your computer or laptop (digital files to be used digitally), but if you wish to print the spreadsheet and file paper copies at the end of the year, this spreadsheet can be printed.

Colours may vary depending on your monitor and printer.
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DOWNLOADING THE FILES
Please note that this is a digital product and no physical product will be sent.

Files will be available for INSTANT DOWNLOAD after payment has cleared - please check the email address used to place your order for an automatic email containing the link to the download page.
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All sheets are (c) All About Planners
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